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Residency By Investment Malta

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€690,000 -
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Visa Free
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EU Schengen
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Advantages & Benefits

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Choose the city that suits you best and experience all the benefits of living in Malta.

Malta posted an impressive 6.1% growth in GDP for 2023, and is projected to record growth of 4.6% in 2024, and 4.3% in 2025. This makes Malta one of the fastest growing economies in the West.

Maltese property prices are up 40% since 2017, with the latest available data showing an 8.3% YOY growth for the 2nd Quarter of 2023, making Malta an attractive place to invest in property.

The Maltese passport holds an impressive ranking of 7th on the Guide Passport Index, solidifying its status as one of the most coveted passports globally. With visa-free access to 188 countries, it offers an exceptional level of mobility. This high mobility score makes the Maltese passport highly desirable, granting holders the privilege of visa-free entry or visas on arrival to renowned destinations worldwide. These include countries such as Brazil, Japan, the United Kingdom, the United Arab Emirates, the United States, and the entire European Union.

Malta boasts a fascinating history that spans over 7,000 years, with influences from various civilizations such as the Phoenicians, Romans, Arabs, and Knights of St. John. This heritage is beautifully preserved in its ancient temples, medieval towns, and Baroque architecture, making Malta a treasure trove for history enthusiasts.

Situated in the heart of the Mediterranean Sea, Malta offers breathtaking natural beauty. From its azure waters and pristine beaches to its rugged cliffs and hidden coves, the island provides a picturesque backdrop for relaxation and exploration. The crystal-clear waters also make it a paradise for diving enthusiasts.

Malta enjoys a Mediterranean climate, with long, warm summers and mild winters. The island basks in an average of 300 days of sunshine per year, making it an ideal destination for those seeking a year-round pleasant climate.

Malta boasts excellent healthcare facilities, including state-of-the-art hospitals and medical centres. The country also offers a high standard of education, with reputable universities and international schools. These factors make Malta an attractive destination for families and individuals seeking quality healthcare and education options.

Despite its small size, Malta offers a vibrant cultural scene with numerous festivals, events, and exhibitions throughout the year. The island hosts international music concerts, art exhibitions, theatrical performances, and traditional festivals, providing a rich and diverse cultural experience for residents and visitors alike.

Malta is known for its strong sense of community and a low crime rate, making it one of the safest countries in Europe. The Maltese people are renowned for their warm hospitality and friendliness, creating a welcoming and inclusive environment for residents from around the world.

Why Malta?

Maltese citizens gain visa-free access to 188 countries


Fastest growing European economy in 2023


Fastest country to obtain a European Passport


Country for blockchain and cryptocurrency adoption.

Investment types

Minimum 710,000 Contribution, donation and residency investment

  1. Step 1
  2. Step 2
  3. Step 3
  4. Step 4
  5. Step 5
  6. Step 6
  7. Step 7
Step 1
Apply for Maltese Residence Card

Step 2
Pass the Community Malta Agency due diligence check

Step 3
Lease and apartment for 36 months / purchase a property for a minimum of 700,000 EUR

Step 4
Submit biometric data and obtain residence card

Step 5
After 12 or 36 months you can submit Citizenship Application

Step 6
Upon approval, contribute either 600,000 EUR (in 36 month scenario) or 750,000 (in 12 month scenario),a nd make 10,000 EUR donation to charity.

Step 7
Take Oath of Allegiance and obtain Passport.

Alternatively, residency (rather than citizenship) can be obtained by fulfilling the following

A property purchase of EUR 350,000 (EUR 300,000 in South Malta or Gozo), or a property lease of EUR 12,000 per annum (EUR 10,000 in South Malta or Gozo) for a minimum of five years.

A contribution of EUR 28,000 to the Maltese economy if the residential property is purchased, or EUR 58,000 if the property is leased.

A donation to a non-governmental organization of EUR 2,000

A non-refundable administration fee of EUR 40,000

Country Comparison Requirements

  Greece Golden Visa Portugal Golden Visa Malta Golden Visa
Investment Criteria  A minimum of €250k investment into property. €500k into non-property based investments Between €700k and €850k expenditure, comprised of donations and other fees for Passport.
Residency Requirements Once every 5 years to renew biometric ID card. 7 days per year. No minimum stay requirements
Language Test Required for Passport Must attain Upper Intermediate Greek Language proficiency Beginner, A2 Government Test, courses available globally. Straightforward to attain. Not required for passport or permanent residency.
Visits to Country Needed to get initial Residency One One One


What is the Malta Citizenship by Investment program?

The Malta Citizenship by Investment program, also known as the Malta Individual Investor Programme (MIIP), is a scheme that allows individuals to obtain Maltese citizenship through investment in the country.

What are the main requirements to be eligible for the Malta Citizenship by Investment program?

The key requirements include making a financial contribution, purchasing or leasing a property, investing in government bonds, and meeting the residency requirement.

How much is the financial contribution required for the Malta Citizenship by Investment program?

The financial contribution starts at €600,000 and varies depending on factors such as the number of dependents included in the application.

Can I include my family members in the Malta Citizenship by Investment application?

Yes, the program allows for the inclusion of spouse, children, and dependent parents in the application.

Is there a residency requirement for the Malta Citizenship by Investment program?

Yes, applicants are required to hold a residence status in Malta for at least 12 months before being granted citizenship.

How long does the Malta Citizenship by Investment application process take?

The application process typically takes around 12-14 months from the submission of the initial application to receiving the citizenship certificate.

What are the benefits of obtaining Maltese citizenship through the program?

Benefits include visa-free travel to over 180 countries, access to high-quality healthcare and education in Malta and the European Union, and the right to live, work, and study in any EU member state.

Can I retain my original citizenship if I obtain Maltese citizenship through the program?

Malta allows dual citizenship, so applicants can retain their original citizenship while also becoming Maltese citizens.

Is the Malta Citizenship by Investment program subject to due diligence checks?

Yes, all applicants and their dependents must pass a thorough due diligence process, including background checks and verification of the source of funds.

Are there any limitations or restrictions on the Malta Citizenship by Investment program?

Yes, certain restrictions apply, such as the requirement to hold the investment for at least five years and restrictions on political rights for non-Maltese citizens.

Golden visa

The Malta Individual Investor Programme (MIIP) has established itself as a prominent citizenship by investment program since its introduction in 2014.

Created by the Government of Malta, the program was designed to attract foreign direct investment and stimulate economic growth in the country. Its popularity has grown steadily over the years, drawing interest from individuals seeking a reputable and efficient path to citizenship in the European Union.

The MIIP offers a unique opportunity for eligible investors and their families to obtain Maltese citizenship through a combination of financial contributions, property investments, and fulfilling residency requirements.

With a strong focus on due diligence and stringent vetting processes, the program aims to attract high-net-worth individuals who can contribute to Malta’s economy and society.

Through its history, popularity, and purpose, the Malta Individual Investor Programme has positioned itself as a reputable and sought-after avenue for those seeking the benefits of Maltese and European Union citizenship.

Malta Residency-by-Investment

The Malta Residency by Investment program offers individuals and families an attractive
opportunity to obtain residency in Malta while experiencing a host of benefits and enjoying
the country’s unique advantages.

One of the main draws of Malta is its stunning natural beauty and rich history. The country
boasts picturesque landscapes, crystal-clear Mediterranean waters, and charming historic
towns. With its pleasant climate and vibrant culture, Malta offers a high quality of life that
attracts people from all over the world.

The program’s requirements include making a qualifying investment, such as purchasing a
property with a minimum value of EUR 350,000 (EUR 300,000 in South Malta or Gozo) or
entering into a rental agreement with a minimum annual rent of EUR 12,000 (EUR 10,000 in
South Malta or Gozo) for at least five years. Additionally, applicants must contribute to the
Maltese economy, with a donation of EUR 28,000 for property owners or EUR 58,000 for
lessees. A non-refundable donation of EUR 2,000 to a non-governmental organization and an
administration fee of EUR 40,000 are also required.

The Golden visa scheme

The Malta Citizenship by Investment program, also known as the Malta Golden Visa scheme, is a highly regarded program that offers numerous benefits and opportunities for investors seeking citizenship in Malta.

The program has gained significant popularity, with a growing number of successful applications since its inception. Malta’s commitment to its citizenship program is evident, as the government continually strives to enhance the investment avenues and attract more applicants.

The Malta Citizenship by Investment program has had a remarkable impact on Maltese society and the economy. It has provided a substantial economic boost, attracting approximately EUR 5 billion in foreign direct investment since its launch. This investment has contributed to the country’s economic growth, reversed the declining population trend that Malta experienced in the past, and fostered job creation and infrastructure development.

Investing in the Malta Citizenship by Investment program offers a pathway to obtaining Maltese citizenship and enjoying the benefits of living in this beautiful Mediterranean country. The program requires fulfilling specific investment criteria, including a qualifying investment in real estate, government bonds, or a donation to the National Development and Social Fund, as well as making a contribution to the Maltese economy. These requirements provide individuals with the opportunity to contribute to and become part of Malta’s thriving society, supporting its ongoing development and prosperity.

Obtaining Maltese citizenship through the program grants individuals access to a range of benefits. This includes the ability to live, work, and study in Malta, as well as travel freely within the European Union. Additionally, it provides the opportunity to take advantage of Malta’s favorable tax system, renowned healthcare facilities, quality education, and a safe and welcoming environment for individuals and their families.

Malta’s strategic location in the Mediterranean, coupled with its rich history, cultural heritage, and stunning natural landscapes, make it an attractive destination for individuals seeking a high standard of living and a cosmopolitan lifestyle. With its vibrant arts and entertainment scene, world-class dining options, and a favorable climate, Malta offers a unique and enriching experience for residents.

The Malta Citizenship by Investment program provides a streamlined pathway to acquiring citizenship and enjoying the advantages of living in Malta. By meeting the program’s requirements and making the necessary investments, individuals and families can become part of a vibrant community and experience the unique benefits this Mediterranean nation has to offer, while contributing to its continued growth and success.

Once approved, successful applicants and their families gain a Malta Residence Permit, allowing them to reside in Malta and experience its numerous benefits. These include access to an excellent healthcare system, renowned educational institutions, and a safe and welcoming society. Residents can also take advantage of Malta’s position as a global financial center, with numerous business opportunities and a favorable tax system.

Furthermore, Malta’s strategic location within the European Union provides residents with the ability to travel freely within the Schengen Area, comprising 26 European countries. This allows for easy exploration of Europe’s diverse cultures, landscapes, and attractions.

It’s important to note that while the program presents financial requirements, including the non-refundable administration fee of EUR 40,000, these costs are an investment in the unique advantages and opportunities that Malta offers.

In summary, the Malta Residency by Investment program offers a pathway to residency in Malta, allowing individuals and families to immerse themselves in the country’s natural beauty, rich history, and high quality of life. By fulfilling the program’s requirements and making the necessary investments, applicants can enjoy the benefits of living in a culturally vibrant Mediterranean nation while gaining access to the European Union and its numerous opportunities.

Testimonials from our customers

In a professional capacity I have worked with GV Life for the last 2 years and can attest to their professionalism, attention to detail and their ability to go the extra mile for their clients.

I wholeheartedly recommend them to anyone looking to live and invest in Portugal.

— Brian Fiddis ex SVP MGM CHINA

GV Life has been most patient and helpful along the way helping me get my Golden Visa through property investment, always responsive and quick at actions and problem solving. Have recommended their services to friends and will again.

— C.Chen Hong Kong

Dear GV Life Team,

I would just like to say how happy our family was with the GV Life team in helping us all to obtain our Portuguese residence’s..

We will certainly be recommending you and your team for would be prospective families who want to make the move to Portugal..

Best regards,

— Stephen. UK national and Hong Kong Resident

Portugal has become our second home since securing residency through GV Life’s immigration team and connection to their excellent partners. They provided a fast, efficient and effective service for my whole family and their partners on the ground in Portugal were amazing.

— Catherine

I love Greece such a lovely country, and to be able to invest 500 K Euro into such a welcoming country to access security for my family with full passport rights after 5 years is amazing as the economy is also booming, it is a win win. It must make Greece the best country in the World right now for such a scheme as its part of mainland Europe and the E.U.

— Xi Jemin

We have always taken Hong Kong as our home, but sadly now we need a plan b and that was the U.K. before Brexit but now we feel that Portugal is a natural alternative with great food and a positive investment climate. GV Life is helping us to clearly take the path to this destination, and we are coming to Portugal to view the properties their local partners have exclusive access to

— S. Liu

GV Life helps you focus on the key reasons for selecting a Golden Visa scheme in Europe, and delivers an easy path that saves you being taken advantage of on sales commissions that should not be paid, and high legal fees. They are the first firm I found in Hong Kong that offers such a full and transparent service

— M. Wong

We had a wonderful time in Portugal. What a fantastic country to be able to live in, from the seafood, the people, the fresh air, and it is so safe and completely stable which is perfect for us. Investing here makes so much sense right now and securing a stable future for your family.

— May Cheung

We have received excellent service from GV Life for more than 2 years. They secured our residency visa for us, pulling out all the stops despite a number of timing and logistical issues we threw at them as well as COVID. They then sourced us the perfect pre-tenanted investment property, and made the purchase seamless by providing access to a great mortgage broker and fantastic lawyer.

Their team are professional, always available to help and very nice people to deal with. They have an extensive network that helped us relocate to Portugal and put us on the right footing with everything from tax to healthcare. We can’t recommend them highly enough if you are looking to make an investment or settle in Portugal.

The Prescotts, U.K.

Having decided to move to Portugal, we realised very early on that we needed professional help to achieve that goal. We reached out to GV and during our initial discussions with GV Life they advised us on the scope of their services, what we could expect, the pitfalls to avoid, the deliverables and the cost of the whole process. Their professional manner and the depth of their knowledge impressed us immensely . Everything was transparent, no hidden charges, no promises that couldn’t be fulfilled. We decided to go ahead and have been very grateful that we took that decision.

Gareth Jones – Photographer Hong Kong

How lucky we were to find GV Life at the start of our Portugal adventure. By following their expert advice, the whole process of moving and settling here went far more smoothly than we ever could have imagined. I hate to think of the time, cost and stress if we had tried to do it ourselves. The team are really informed and go the extra mile at every stage. I would recommend them unreservedly. As i would Portugal! It has been a truly life changing experience moving to this beautiful country and my only regret is not doing it sooner!

Nick W – British National, and Permanent Hong Kong Resident

I’ve worked with the GV team over the last 18 months and they have time and again demonstrated an innate knowledge and experience of navigating the immigration process in Portugal. Throughout the visa process, I’ve been confident in the team and whenever any issues have arisen they have been quickly and effectively resolved.I have no hesitation in recommending them given their diligent and professional approach.

Andy UK

Dear GV Life Team

Thank you for an excellent service.

It is a daunting prospect to emigrate to an entirely new country and Golden Visa  handled the process seamlessly.  Accurate advice, regular updates and immediate replies to our queries gave our family the confidence that the progress of our application was being continually monitored and advanced.  A potentially challenging time made entirely stress free.

Rupert. British National and Permanent Hong Kong Resident

Dealing with GV Life was excellent.   They engaged with us and initially explained the issues we would need to deal with in order to obtain residency in Portugal.  Then they assisted us with the steps which were required and their involvement made the process simple and easy.  Without GV Life it would have been much more difficult for us to achieve our objective.   They also advised when we acquired a property in Setubal and again their help and introductions to professional assistance was invaluable.  I can definitely recommend this company.

Leslie, London U.K.

GV Life are much more than visa and immigration specialists, they are truly like family to us. Wanting to move to Portugal from the UK, we had very little understanding of how difficult it would truly be, and at first it was a daunting task. 

With GV Life on the case, we found a property that met our ever changing, and extremely specific needs within 1 month, bought it within 3, and submitted our visa in 4. GV were very strict in processing everything as efficiently and as quickly as possible, with no stone left unturned. 

We cannot thank them enough and will continue to discuss future goals and how best to achieve them with GV Life by our side.

M & J Sharp U.K.

GV Life have been brilliant at getting, first of all our residency applications sorted, and then helping us through the purchase of our property. 

Their knowledge of the financial processes and requirements is second to none. With access to local Portuguese banks, legal and financial services, the process is smooth and pain free.

Even when you have everything in place, they are more than happy to offer advice and point you in the right direction.

In short they can facilitate any of your requirements and I can’t recommend them highly enough.

Andrew, U.K.

It is a fantastic country! GV Life Limited helped so fast by taking the pain out of doing it ourselves, residency has given our family and especially our kids the future security they need in an increasingly unstable World; with great educational opportunities and full employment rights in the E.U. secured. We couldn’t be more relieved as Brexit has made the UK less appealing as a safe haven for Hong Kongers, and we have a certain exit if needed now

Rahim Mohammed

I bought a great investment property in Cascais thanks to the GV Life Limited property team, and their extensive local property network. I paid zero sales commission, and the value was not only in the fact that 3 generations of my family qualify for the Golden Visa but the house has actually gone up 40 percent in value since I bought it, and we get great holidays every year in our new property with the security of knowing the family has a plan b.

Mr Kwok

As an Aussie and permanent Hong Kong Resident I was really shocked at how cheap it all is, you can live in Portugal with such sophistication from the delicious food and wine, rich culture, great road system, outdoor life and my special love, golf. It is like the Australia of Europe for its sunshine and great outdoor living but at a fraction of the cost with this amazing NHR scheme, and a key time to be buying property

D. Delaney

My Husband and three boys can’t wait to return to Portugal on bikes, canoes and boats. As a formally trained cook, I can’t wait to eat more of the local seafood, pasteries and to visit the amazing markets. My parents are looking forward to traveling to Portugal this February to golf some of the Worlds top courses with their closest friends


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